Any type of foreclosure freeze really translates into more time for struggling homeowners to find better alternatives to foreclosure. It's not a "get out of mortgage" free card or an excuse to stop paying your mortgage, but it has bought a lot of time for options. We want everyone to know there are solutions out there, even if they're in the foreclosure process or if they owe more on their home than it's currently worth and don't know what to do. Do you know anyone in this situation that we can help?